Apples to oranges problem here choosing between those two. Most important here to establish which treatment is likely to help in your specific situation.
If you want to try plugs... it's important to get someone who knows how to size them properly and such (otherwise it's so much money down the drain when they fall out, or worse yet if you get somebody lousy putting in intracanaliculars resulting in complications one day). Also practices vary tremendously in what they charge for inserting plugs so some people choose to shop around. And as has been discussed in another thread, when you don't have insurance NEGOTIATE (that's the power of cashpay). - Also make sure you pin then down to a policy about who's responsible for the cost if the things fall out (do they have a window after insertion where they will replace them for free, etc).
The Dry Eye Zone